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Buying Your Las Vegas Home
Financing Details Affecting Your Offer

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 Financing Details Affecting Your Offer

 Most buyers do not pay cash for their homes so they need to obtain a mortgage to finance their Las Vegas home purchase.  If you are getting a loan to purchase, we will write your "Offer to Purchase" so that it is contingent upon your obtaining a mortgage.  The seller will want to know the details of your financing plans.

Your offer should also disclose whether you're obtaining a fixed rate or an adjustable rate mortgage. whether you're obtaining VA, FHA or conventional financing. 
 

Down Payment
The larger your down payment, the easier it is to get a loan because underwriting approval of the loan is less strict.  The size of your down payment may also influence a seller to accept your offer over someone elses offer.

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